MFS Large Line of Credit Against HMO/Medicare/PPO A/R:

1MM to 20MM credit line for PPO/HMO/Medicare/Commercial insurance/Private insurance (which is against Account Receivables and not WC).

Very cheap compared to factoring which is 6% annual percent rate

(85 percent against Net Collectibles)

which is against five months before date of Account Receivables Even for the Account Receivables which are unbilled.

Make an effort to achieve personal guarantee which is not compulsory

85 percent to 90 percent advance rates

Accounts Receivable Lines of Credit ($200,000 to $25,000,000)

The Medical receivable based Account Receivables revolving the line of credit must be perfect to increase the cash flow and increase revenues. This asset based credit line permits the customers to borrow about 85 percent to 90 percent of the A/R which is not more than 90 days old. It is not a factoring line and so you are not selling the receivables to another party. Other than this, you are maintaining collection and billing calls in a place. Other than this, asset based line of credit is very much cheaper than that of factoring. Yearly interest starts from 6 percent versus factoring that is mostly 20 percent + yearly interest rates.

“MFS Lite Medical Funding” (Small Medical Loans:)

Medical Term Loans (USD75,000 to USD350,000)

The medical funding section get 40 percent of 25 percent commission of any type of Lite Funding Deal

  • All loans are for 2 or 3 or 4 or 5 years
  • Payments are monthly
  • Pre-payment penalties are not there
  • Loan is possible to be completely subordinated to already existing bank line, SBA loan, or senior secured medical lender. Extra working capital without having to refinance senior lender.
  • Provide the loan in 5 working days, funding also done within 5 working days after approval
  • Yearly interest rates begins at 9.99%


  • 620+ FICO is a must
  • Any one year from previous 2 years must have positive net profit on the tax returns
  • Bankruptcies must not be there
  • No judgements or open tax liens
  • Business must be minimum 3 years old or more

Medical Workers Comp Credit Line – 1.5MM Against Workers Comp Account Receivables Interest Rate 3 percent

BankLite™ Loan Program ($75,000-­$350,000)

Medical Funding Systems is proud to offer the very best non-bank lending program in the United States. We call it BankLite™. Loans are 3 or 4 or 5 years just like a bank.

Companies can be accepted for lines of credit, term loans, or potentially both. Loans and lines can be subordinated to current bank debt or SBA loans. There isn’t a better loan product anywhere and we look forward to getting you approved and funded in as little as 2 weeks.

  • Annual Interest Rates Start at 9.99%
  • Low Monthly Payments
  • The terms 3 or 4 or 5 Years
  • No Pre – Payment Penalties
  • No Collateral Required, Lending is Cash Flow Based
  • Nationwide Lending upto $350,000
Medical Funding Systems Advantage ACH Loan Medical Funding Systems BankLite™
Amount $150,000 Daily Debt $150,000 BankLite™
Daily Payment $780 $0
Monthly Payment $16,375 $4,910
Monthly Savings $11,465

Does My Business Qualify?

  • 620+ FICO Score Required
  • One of the Last 2 Years Must Have Positive Net Income
  • No Past Bankruptcies allowed
  • No Open State or Federal Tax Liens
  • Minimum Time in Business 18 Months

Recent BankLite™ Closings:

  • Tours & Vacations  $350,000
  • Fitness Center  $350,000
  • Retail Appliances  $350,000
  • Lighting Importer  $150,000
  • Staffing Company  $250,000

Fast Cash Business Loans (50,000$ to  2,000,000$)

We are doing fast cash loan for businesses by which each and every customer can get business loan even though a factor, bank, or asset based lender who got senior secured UCC-1 blanket filing on corporate assets. By this loan, the customer can get additional working capital using which they can grow their business to high level. Other advantage of this loan is that the customer can renew loan after paying 50 percent of the total amount. This can be done again and again like line of credit and by this the customer can get nonstop working capital for so many years.

  • Approval process is very simple
  • The Fast business loans only take 2 to 3 days
  • In few cases there is no need of any personal guarantees
  • Initial loan terms are six to eighteen months former to renewal process
  • Less documentation requirements
  • 550 to 800 Credit scores
  • Negative net income or profitable Companies can apply
  • If discharged, previous bankruptcies also accepted
  • Tax liens also okay if payment plan is placed with IRS
  • We provide multiple offers to our customers so that they can select best loan for any type of cash flow necessities.

Medical Funding Systems can help the customers with fast cash business loan for any type of credit profile and industry. Feel free to contact us for getting free quote!


Current Fast Cash Closings:

  • Gas and Oil Services $400,000
  • Wireless Distributor  $365,000
  • Department Store $200,000
  • Electrical Contractor $200,000
  • Software Provider  $110,000